What wise investors know

Listen to this Podcast


What wise investors know

Whether you are brand new to investing or a seasoned pro, there are a few basic principles you need to know and practice in order to protect yourself and your money

Know your risk tolerance and time horizon

Determining your risk tolerance (how comfortable you are with investment risk) and your investment horizon (how long you have to invest) are essential so you can make the right investment choices.

Every investment carries some degree of risk — and even not investing carries the risk that inflation will erode your buying power over time.

If you are young and just starting to invest, you likely have plenty of time to build slow and steady returns through the power of compounding. On the other hand, you also have time to recover from market declines if you invest in riskier products.

But if you started investing late, slow and steady might not be enough to generate the returns you need for your retirement; you might need investments that will help you grow your money faster.

Alternatively, you might not have time to recover if there were a market decline. As you get older, it becomes more important to protect yourself by finding the right balance between risk and returns.

Diversify, diversify, diversity

Putting all your eggs in one basket is rarely a smart course of action. Most investments will experience fluctuations. What if you need to withdraw money when they’re in a period of decline?

Most advisors will recommend a diversified investment strategy.

Diversification means investing in different industries/sectors and geographical regions. It also means holding different classes of investments, such as fixed income products as well as equities. If there’s a decline in one investment, it is usually offset by the others in your portfolio, helping to smooth out the bumps.

Protect yourself

Be aware that there are investment scammers out there, and the reason they’re effective is that they’re not always easy to spot. Your best defense is to ask the right questions before making an investment decision. Assemble a comprehensive list of questions to ask yourself that will help protect you from scams.

Make a plan

Just as you wouldn’t set out on a road trip without plotting the route on your GPS, every investor should have an investment plan. It should begin by taking into account your shorter-term goals (such as saving for a down payment on a home, buying a car, paying for education or time off to have children) and your longer-term goals (such as saving for retirement or healthcare needs). This information, along with your risk tolerance and investment horizon, will lay the foundation for a diversified investment strategy.

A well-thought out, solid plan helps you stay on track and weather market downturns.

An advisor helps you get there

Developing a plan can take a lot of time and discipline, which is why too many people don’t do it. A professional advisor takes the stress out of the process.

Financial advisors are carefully trained to ask the right questions to help you develop a tailored investment plan that will help you achieve your goals.

Talk to your advisor today!

2,335 thoughts on “What wise investors know

  1. Brendan Dasilua says:

    After browsing the entire web and seeing weak points of view, I thought my life was over. If there is no answer in your life that solves the problem you solved through the post, it will be a serious case, and if I don’t notice your online blog, it will have a negative impact on my career. Your own expertise and kindness are priceless.

  2. Marshall Sonneborn says:

    There will always be someone who will accompany you to fulfill your unfulfilled wishes, send you flowers, accompany you to watch the sunrise and sunset, accompany you to walk the Yangtze River Bridge to accompany you to play the carousel, and spend the rest of your life with you.

  3. Abram Sebree says:

    My friend is a raincoat, even if I ca n’t think of it on a sunny day, the rainy season will accompany you; my lover is a thick cloth, even if it is not beautiful, it can cover the wind and cold; my parents are old jackets, although they are not fashionable, even stupid, but they are the warmest and warmest .

  4. Joel Calonsag says:

    The road is long and steep. Maybe you are tired. You want to give up. you can only hold back the tired feet, relax the complex thoughts in your heart, and keep going forward step by step. Believe a word: do not give up, only succeed.

  5. Sonia Yuska says:

    I want to be with you, even if it is a headless and tailless farce, I will persist until the moment the world fades after you leave the stage, hold a small lamp and stand in the memory waiting for you.

  6. Cinthia Shoaf says:

    Some things turn around for a lifetime. I didn’t know each other at first, but finally I didn’t know each other. If love is just passing by, why bother here. Some love, had to settle each other, suddenly looking back, I can no longer tell.

  7. Stanleyneumb says:

    how to write formal essay in spanish deofisaterm.tk why do you want this job essay.
    xxx gay cam cameltoe auditions zeina live nude chats.
    ted talks hack your online dating profile histbitule.tk difference between talking dating and relationship.
    mature huge cock sex tumblr chubby mature grandma fat pussy slender fit blonde mature pussy pictures.
    japense dating sin fucked up who freddy fazbear dating foxy love calculator asian woman dating service los angeles.
    girl camping xxx cam site our teen chat room which.
    dating a woman getting divorced free online dating sites reddit lesbian dating free massachiets.
    short hair brunette amateur white shirt creampie vid breasosdianewitch.cf amateur blond milf blowjob.

  8. Stanleyneumb says:

    comparative essay of wwii ssurlituaman.tk good argumentative essays for ww1.
    australian teen chat salreefiwevil.cf camera fetish.
    white culture on dating and marriage dating sites and paying members esl online dating questions.
    milf anal fucked at bar handgidohym.tk hot milf riding cock.
    how to cite sources in your college essays short soties as evidence in a essay when do essay sections of october 6 sat come out.
    mature hd ladies cumming baudrawnarali.ml lebanese sex matures couple.
    girl i’m dating has an autistic brother broodansmarer.tk masters college interracial dating.
    college exploited girls porn hd full videos enormous boobs college girl naked aister college shower.

  9. Stanleyneumb says:

    topic college want in you app essay what is an analytical essay how to add nuance to an essay.
    teen program teen chat room teen pregnancy dc campaign was scandal cam asian teen.
    guys dating legal problems dating 2 guys at once what’s the online dating sites.
    college woman sucks boyfriends snall penis tugintioke.tk gay college proffesor fuck real.
    funny open messages for online dating eestorlehoundmi.tk free black bbw dating sites.
    vintage vw campers eranotcefda.gq webcam girl orgasm.
    female stripper nude black amateur white crackwhore snorts black guys cum ebony lingerie hentai porn.
    mature celebrities sex mainstream double penetration mature porn booty mature pickup fuck.

  10. Stanleyneumb says:

    social issue argumentative essay henslagderpcres.ml essay question exam how many sentences.
    fine teens girls having sex bleachamfalthe.tk teen caught having sex in her room.
    free legit dating apps sagberkpromital.tk man murder social media dating.
    chinese big tit bangers chinese porn movie uncensored natural big tit asian fucked xxx.
    oryx and crake essay topics idoctowedd.tk logical connectors in persuasive essays.
    amateur bdsm basement insertion caulirame.tk real amateur granny bbc gang bang.
    adult dating site messages procnitosa.tk dating a guy 2 years younger than you.
    gif porn amateur milf milf with big ass cum in my milf ass hole.

  11. Stanleyneumb says:

    how to write the first paragraph of an informative essay usmacepipen.gq sample form 56 essay.
    cam live mature teen chat community girl caught masturbating on hidden camera.
    amateur quick blowjob from real cheerleader aspamafi.gq pretty amateur brunette flexible porn.
    teen titatas nude starfire icpournessma.tk straight coach fucks tiny teen.
    college essay about college rigged north carolina colleges no essay how rotc changed my life essay.
    free webcam sex rooms dieplucarelblak.ml adult web chat rooms.
    short guys on dating sites milljunreamansamp.ml dating sites best security.
    lesbian couple kissing naked reluctant wife first lesbian sex lesbian tied up ass licking domination.

  12. Stanleyneumb says:

    bowdoin college supplemental library essay tumblr bad overly long youtube video essays what format should a scholarship essay be in.
    japanese big dick fucking sexy asian girls nude with camel toes japanese panty fetish porn gif.
    best gay dating sites australia free mental illness dating sites 100 percent free online dating site in usa.
    real college interracial sex tape knocathemen.ml dorm nude college girls.
    an essay expplaining how actions can be more powerful than words henslagderpcres.ml what is necesary in an essay intro.
    watch free adult webcam eranotcefda.gq teens fuck on cam.
    exploited black teen girl fucking white dicks small emo teen gets big dick in ass teen anal casting gif.
    amateur asian virgin sex youtube couple amateur porn amateur busty asian flash porn gif.

  13. Stanleyneumb says:

    middle school essay writing rubric biatootabteicred.ga example of a time you was embarrassed essay.
    live voyeur webcams gosrabaci.gq teen and teen chats all.
    %100 free chatting and texting dating sites online dating scams essay dating sites with herpes.
    amateur nude facial gif muchjuggcerli.tk amateur loves cum so much.
    outline for a political essay example how to name a play in essay how to cite a fact in a college essay.
    live cam milf priminclenew.tk advanced teen chat.
    dating sites for 60 year olds tingdilmabut.tk best free dating site in usa.
    milf pussy closeup pictures fucked by two milfs w.w.w. forced milf porn com.

  14. Stanleyneumb says:

    online dating observational study prince harry dating a half-black girl online dating where to meet.
    camel toe nudes cockhidebe.tk rooms java teen chat.
    trade bitcoin with dating site gift card best dating apps for indian guys ben marriage not dating lyrics.
    little caprice lesbian nude forced to have lesbian sex by intruder top best lesbian seduction sex scenesmovies.
    peer review sample essay paimuderquali.tk six word essay you powerpoint.
    camera into pussy tedownzentlani.gq voyeur chat room.
    amateur swinger wife anal good sex position amateur amateur nude party gif.
    perfect teen pussy job congcloskibamic.ga teen blue shirt masturbating porn.

  15. Stanleyneumb says:

    evidence what is the best way to respond to conflict essay wiesibuhicou.ga the sun also rises essay topics.
    gthick girth amateur blowjob mega busty amateur mature free amateur interracial sex blog.
    muscular women dating feminine men cisearchtiseama.tk survey on blind dating men vs women.
    japanese porn on trains and buses asian every hole fuck skinney asian model sex.
    usa black gay dating successful business online dating sites a player needs relationship serial dating reddit.
    gay webcam strip surfumorfairest.tk am chinese teen webcam fff.
    porn riding black women ebony lesbian bdsm gifs1 black lesbians juliette and anita.
    gay black men licking ass gadgihofitkey.cf black woen old pussy.