How a financial advisor helps you invest

Listen to this Podcast


How a financial advisor helps you invest

When it comes to investing, many people think they can go it alone, either by figuring it out themselves, or by using a so-called robo-advisor. In a great many cases, working with a credentialed, human financial advisor is the better course of action. Here are some of the benefits that you get when you invest with a financial advisor.

A financial advisor knows you — sometimes better than yourself.

Your financial advisor will get to know things about you that you may not be able to assess clearly, such as your risk tolerance, your investment horizon and even your spending patterns and your short- and long-term savings goals. The advisor will use all of this information to select investments that are a good choice for you.

A financial planner helps you diversify

Diversification means investing in different sectors and geographical regions, and holding different classes of investments, such as fixed income products and equities. Diversifying helps because if there’s a decline in one investment, it may be offset by others, which helps to level out dips.

A financial advisor regularly rebalances

As a trained professional, your advisor takes a more disciplined approach than most investors to rebalancing a portfolio on a regular basis. This ensures that as the value of different holdings within the portfolio change over time, the overall composition — the proportion of equities to fixed income, for example — remains consistent and true to your objectives.

A financial advisor can watch out for you

Many investors make mistakes, such as getting out of an uncertain market at the wrong time and locking in losses. A financial advisor provides objectivity and experience to help you know when to sell and when to hold investments, to prevent costly mistakes.

A financial advisor thinks beyond the investments

Whereas robo-advisors and many DIY investors focus on fees and returns when they assess a potential investment, a financial advisor has expertise and access to a network of specialists to weigh many more criteria, including tax implications and estate planning. A well-rounded investment strategy considers the type of accounts different classes of investments are held in to minimize your taxes, for example. An advisor also thinks ahead to what will happen to your investments when you reach retirement, and beyond that to the most favourable way to structure the legacy you plan to leave your family.

A financial advisor is a partner

Doing anything alone is always more difficult than having help. As your partner, a financial advisor will make recommendations but is also open to your ideas and suggestions. After all, it’s your money, and your financial advisor always respects that.

The financial advisors at Carte Wealth Management Inc. will look at your investment plan as one part of your financial whole. They’re carefully trained to ask the right questions to help you develop an investment strategy that’s suitable for your financial situation, taking into account tax considerations and your overall financial plan, including your estate plan. And they will help you adapt your investment plan as your needs change over time.

2,590 thoughts on “How a financial advisor helps you invest

  1. pxjruTwept says:

    cialis generic cialis tadalafil tadalafil vs viagra liquid tadalafil tadalafil tablets buy tadalafil tablets

    cialis generic tadalafil tadalafil mylan tadalafil dosage tadalafil online canadian pharmacy generic cialis tadalafil best buys

    https://supertadalafil.com/ – tadalafil dosage

    buy tadalafil tablets tadalafil tablets 20 mg tadalafil cialis tadalafil 20 mg tablet prix tadalafil

    cialis generic cialis tadalafil tadalafil dosage tadalafil 20mg cialis generic cialis tadalafil tadalafil 5mg

    https://xtadalafilx.com/ – cialis tadalafil

  2. jlsgwTwept says:

    tadalafil tablets 20 mg tadalafil cost tadalafil 5mg buy tadalafil tadalafil vs sildenafil

    tadalafil 40 mg tadalafil 10mg tadalafil dosage prix tadalafil tadalafil generic vs cialis

    https://supertadalafil.com/ – buy tadalafil online

    tadalafil reviews tadalafil cost cvs tadalafil generic generic cialis tadalafil 20mg tadalafil 20mg prix

    tadalafil en ligne tadalafil side effects liquid tadalafil tadalafil generic vs cialis generic for cialis tadalafil

    https://xtadalafilx.com/ – liquid tadalafil

  3. fzbkxTwept says:

    tadalafil cialis mylan tadalafil tadalafil cialis tadalafil powder tadalafil generique en pharmacie

    tadalafil liquid tadalafil 5mg tadalafil dosage tadalafil for women tadalafil lilly

    https://supertadalafil.com/ – buy tadalafil online

    tadalafila 20mg buy tadalafil 20mg price generic cialis tadalafil tadalafil powder tadalafil online

    buy tadalafil 20mg price mylan tadalafil tadalafil 20mg cialis generic tadalafil tadalafil tablets

    https://xtadalafilx.com/ – tadalafil 20 mg

  4. pyocuTwept says:

    tadalafil vs sildenafil tadalafil 40 mg tadalafil dosage prix tadalafil liquid tadalafil

    tadalafil pronunciation tadalafil 20mg avis generic cialis tadalafil tadalafil pronunciation tadalafil 20mg prix

    https://supertadalafil.com/ – tadalafil generic

    liquid tadalafil generic tadalafil tadalafil reviews tadalafil generic usa tadalafil 20 mg best price

    tadalafil generic buy tadalafil tablets cheap tadalafil tadalafil 10mg tadalafil biogaran 20 mg prix

    https://xtadalafilx.com/ – tadalafil 20mg

  5. cnuqbJok says:

    Licensed physicians handle every online visit.It has preceded an intense debate that is still alive among the scientific community, but finally the day has come and the so-called female Viagra has already been released in the United States after its marketing was approved in August.Generic software chewing 3.By making it easier to obtain Viagra in a pharmacy, men with ED will have safe access to the medicine they need, and the opportunity to discuss their health problems with a medical professional.Vladimir Safronov, urologist. buy viagra Female Viagra, which you can buy around the clock, is based on the active component of sildenafil citrate.Viagra can cause a sudden loss of vision or hearing.The dosage you need The quantity of tablets you want to purchase Whether you have prescription drug insurance coverage that covers Viagra Whether you purchase online or in person.Viagra 150 mg Canadian Pharmacy.The following information describes dosages that are commonly used or recommended. viagra pills Pulmonary hypertension.Maral pantas have valuable minerals, trace elements, hormones, organic compounds.Collectively known as orthostasis, these symptoms tend to occur within the first eight weeks of treatment.The drug is valid only in the presence of natural sexual arousal from the partner.Since then, she works as an elite children’s coach, and participation in such photo shoots, clearly does not paint her track record. https://pharm-usa-official.com – online viagra The boss of Royal Viagra increases the tone and elasticity of smooth musculature, causes normal blood flow to the cavernous calves and normalizes the production of seminal fluid.Although there have been a few small studies – such as a trial run by UCLA – which have shown that Viagra improved sexual enjoyment, further studies have been unable to replicate this success.Due to the fact that sildenafil and its main circulating metabolite – N-demethyl-metabolite at 96 binds to blood plasma proteins, the average maximum maximum concentration of free sildenafil in blood plasma is 18 ng ml 38 nm.In addition to the drug itself, myths and disagreements have also spread to Viagra generics, which by 2016 accumulated a huge number.Shuang I am cool Long Fei Yinsen smiled, and then gently tilted his head, his eyes slightly combined, his mouth was a smile, quietly said Come The violent energy value is released.

  6. rrjxgJok says:

    Alternatives to Viagra.As a result, NO nitrogen monoxide begins to be released in cavernous bodies and the level of cyclic guanosine monophosphate increases dramatically.I decided to fight this problem in another way – in my head.It is possible that the partner was satisfied with the quality of sex and the number of sexual intercourse before taking the drug, and she will probably need some time to get used to the increased energy and demandingness of the man.To measure caffeine s effects on the human body, the researchers analyzed 668 university students, 238 of them male. viagra 100mg Get viagra over the counter a standish.These include soursop, goji berry, camu camu and citrus fruits like oranges, tangerines, etc.5 5 5 5 felt almost three days 5 Gleb, 29 years 15 minutes Very quickly felt the reception, the effect is very tangible.8 Counterfeit Viagra Factory Counterfeit Viagra factory; Guangzhou, China; Circa 2010.Our website has convenient navigation equipped with user-friendly search engines. generic viagra online If the therapy of priapism has not been performed immediately, it can lead to damage to penile tissue and irreversible loss of potency.So it is recommended to seek medical help just as you might experience symptoms like joint.School Library Report for the 2018-2019 school year.How Long Does It Take For Xanax To Kick In.Taking Viagra with nitrates can cause a dangerous drop in your blood pressure that can lead to heart attack or stroke. https://pharm-usa-official.com – generic viagra expression.Two other books influenced me greatly Richard Leider s The Power of Purpose and Albert Ellis s book A Guide to Rational Living.Getting into the blood, it has an enhanced effect of blood circulation, which is most clearly expressed in the pelvic organs.Was may exposure limit is with duration it anginal entering however to rigorous sildenafil age.Follow The Sun.

  7. frxaqJok says:

    Quality of drug Some heroin is mixed with crack or cocaine to cause a more intense effect.It is used in men suffering from erectile dysfunction of various origins vascular, nerve erectile disorders.Gloria Gaynor – First Be a Woman.In other parts of the world both Viagra and Cialis are sold over the counter, which is why ordering them online is a pretty popular option.The _________ of the country tried to prevent the war. viagra prices Unfortunately, they do the same in humans.However, if bought from the store, these juices may not have the equal fiber content after the vigorous processing.As a logical continuation of Guerra, it was assembled as an even more sophisticated gun.Off-Label Use or Unapproved Medical Use of Viagra.A Viagra sildenafil is used for the treatment of erectile dysfunction. viagra prices In the basket 1 click 20 tablets 100 p.Cialis, on the other day, is much longer.Buy Cheap Generics Online.Hollaback Girlzxx.Increased blood circulation allows to achieve a more stable, rigid erection. https://pharm-usa-official.com – online viagra Conditions of normally such drug on relationship than.Higher dosages of sildenafil citrate may cause stronger side effects, so if you are experiencing any issues, you may want to talk to your GP about switching to a different dosage.Best Regards, MCPrx Team http://www.This condition, which affects your eye, is passed down in families.Is generic Viagra even legitimate.

  8. umxdsJok says:

    If you don t suffer from erectile dysfunction then you don t need erectile dysfunction drugs.Once you get to know a person, of course, discussions like this will become natural, but if it s a casual thing, a hookup, or a one-night-stand, there s no need for the life story just yet.But Daniel, 32, has a very intimate secret.It s usually fine to take Viagra with antidepressants.Viagra is the most versatile remedy and is guaranteed to help with potency and erection for everyone. viagra pills And just the other day there was a return of 100 VIAGRA tablets and 18 packets of badger fat.Sildenafil Sildenafil is essentially the same medicine as Viagra without the Viagra brand name and is a lot cheaper.Accross the curriculum PSHE 1 2.Better Sex After 50.The smaller the number of Alexa ratings – the greater the site’s attendance. viagra buy Hypertension is the cause of erection issues, t.Cat’s Song From M F Blue Puppy.Saffron also relieves fatigue, stress, psychological tension.Via Gras Emancipation.The main component is a compound that affects directly the brain, increasing the concentration of dopamine, that is, one of the happiness hormones that are responsible for female libido. https://pharm-usa-official.com – online viagra Yes, but women are not recommended to take generic sildenafil, intended for men.The Permanent Mission to the United NBC s Sunday TODAY recovery support and interests at the attitudes and understanding, of the Class less than a.According to one expert panel and review, FSIAD is estimated to affect about 10 percent of adult women.This ensures a stable erection.The most widespread would be to believe that taking a Viagra tablet causes a persistent painful erection that lasts for hours.

  9. Mwheerly says:

    wart removal medication warts treatment hands. tiny warts on hands treatment warts removal by laser best wart remover warts removal with laser, natural treatment for warts on hands. wart remover used on moles genital wart treatment guidelines, warts removal cost. wart on my finger, wart treatment nz warts treatment cream. treatment for genital warts philippines warts removal with duct tape, plantar wart treatment japan warts removal scar. warts near eyes, wart treatment tesco. warts on foot home treatment, wart on face child wart treatment how long. wart removal neck treatment of warts on face, laser treatment for warts on face warts removal youtube. seed warts on feet treatment, wart on finger home remedy.
    wart remover during pregnancy wart or zit on face iros 2685e87 plantar wart in foot treatment. wart removal during pregnancy warts removal eyelid eruf warts treatment cvs warts treatment slideshare.

  10. Bsoala says:

    warts treatment laser warts removal winnipeg. wart remover pregnancy genital warts treatment new zealand best wart remover ayurvedic treatment for warts on face, how much is laser treatment for warts. wart remover when pregnant flat warts on child’s face treatment, wart treatment turned black. wart remover hpv, treatment to warts home treatment of warts on hands. warts removal belo wart on face reddit, treating wart on child’s toe wart remover instructions. treatment for warts on hands and fingers, water warts on face treatment. how to treat a wart on foot naturally, wart treatment molluscum genital warts treatment malaysia. warts removal dermatologist warts treatment homeopathy, genital warts treatment birmingham warts on face home remedy. how do i get rid of warts on my feet, warts on face and neck during pregnancy.
    treating warts on feet with apple cider vinegar Comments – wart remover poisoning symptoms 85e8757 how to treat warts on the hand. wart treatment for hands Comments – wart on face removal apple cider vinegar treatment genital warts hiv patients warts on fingers duct tape.

  11. Binefona says:

    h and t online payday loans i need loan need loan i need financial freedom. get a car loan online with bad credit Approved business onlinetrust 20 7577_6c we need your financial help, we need financial help. cheapest rate to borrow money accounts siteon line online what is the interest rate that the fed charges banks to borrow money overnight, i need a online loan with bad credit, open cash advance reviews. get a payday loan online with bad credit uba online loan, u of guelph financial need assessment form loans online in nigeria. need a financial breakthrough borrow small loan online, h and r block cash advance fee advance cash america reviews.

  12. Baffossy says:

    need a financial statement i need loan from bank ineedloan.me payday loans online same day. interest rate calculator for car loan in sbi online where can i get a loan with low interest rate 85e8757 title loans online texas, need financial aid. why do i need financial assistance site borrow money low rate do i need financial advice, loan online same day, online loans in memphis tn. why do you need financial advice do we need financial advisor, borrow small loan online get loan online with bad credit. need a financial advisor get loan online fast, cash advance loans online reviews where can i apply for a personal loan online with bad credit.

  13. Jerryneict says:

    Знаете ли вы?
    Предок вождя революции участвовал в управлении долгами Российской империи.
    Во время немецкой оккупации Украины радио на украинском языке вещало из Саратова и Москвы.
    Преподаватель нескольких университетов, попавший в сталинские лагеря, и там умудрился обучать математике на куске мыла.
    Планета — глазное яблоко может быть пригодна для жизни в одних районах и непригодна в других.
    После 50 черепно-мозговых травм регбист завершил карьеру, опасаясь получить синдром деменции.

    arbeca.net